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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,389 | $76,371-28.8% | $93,621-41.9% | $72,976-25.5% |
| Participation rate | 82.9% | 71.8%+11.1pp | 75.8%+7.0pp | 69.5%+13.4pp |
| Annual return | 1.72% | 25.82%-24.1pp | 32.76%-31.0pp | 81.02%-79.3pp |
| Employer contribution / active EE | $1,586 | $2,276-30.3% | $2,719-41.7% | $2,440-35.0% |
| Participant deferral / active EE | $4,448 | $3,538+25.7% | $4,070+9.3% | $3,608+23.3% |
| Admin fee / account holder | $16,826 | $6,839+146.0% | $7,890+113.3% | $5,124+228.4% |