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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,268 | $81,208-28.2% | $98,920-41.1% | $79,856-27.0% |
| Participation rate | 71.4% | 72.5%-1.1pp | 76.0%-4.6pp | 69.6%+1.8pp |
| Annual return | 5.44% | 60.99%-55.6pp | 196.47%-191.0pp | 31.71%-26.3pp |
| Employer contribution / active EE | $1,383 | $1,960-29.4% | $2,689-48.6% | $2,471-44.0% |
| Participant deferral / active EE | $4,136 | $3,265+26.7% | $4,245-2.6% | $3,741+10.6% |
| Admin fee / account holder | $8,953 | $6,013+48.9% | $6,643+34.8% | $5,306+68.7% |