See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
SPECTRUM INVESTMENT ADVISORS4 years Filed as: SPECTRUM INVESTMENT ADVISORS INC Service code 27 · EIN 39-1828175 | Advisory (Plan) | $28,737 |
Service code 37 · EIN 04-2647786 | Loan Processing | $15,410 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,422 | $80,968-19.2% | $96,544-32.2% | $75,163-13.0% |
| Participation rate | 97.1% | 71.8%+25.4pp | 76.0%+21.2pp | 67.2%+30.0pp |
| Annual return | 19.69% | 27.06%-7.4pp | 25.84%-6.2pp | 160.62%-140.9pp |
| Employer contribution / active EE | $1,176 | $2,282-48.4% | $2,965-60.3% | $2,670-55.9% |
| Participant deferral / active EE | $5,937 | $3,928+51.1% | $4,851+22.4% | $4,125+43.9% |
| Admin fee / account holder | $387 | $6,724-94.2% | $8,252-95.3% | $5,651-93.1% |