See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
SPECTRUM INVESTMENT ADVISORS2 years Filed as: SPECTRUM INVESTMENT ADVISORS INC Service code 27 · EIN 39-1828175 | Advisory (Plan) | $32,533 |
Service code 37 · EIN 04-2647786 | Loan Processing | $18,827 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,951 | $86,286-18.9% | $111,297-37.1% | $85,850-18.5% |
| Participation rate | 91.1% | 73.3%+17.8pp | 77.3%+13.8pp | 69.3%+21.8pp |
| Annual return | 17.42% | 19.99%-2.6pp | 54.65%-37.2pp | 318.53%-301.1pp |
| Employer contribution / active EE | $1,073 | $2,043-47.5% | $2,731-60.7% | $2,565-58.2% |
| Participant deferral / active EE | $4,979 | $3,641+36.8% | $4,487+11.0% | $3,952+26.0% |
| Admin fee / account holder | $439 | $8,188-94.6% | $7,964-94.5% | $6,260-93.0% |