See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: SPECTRUM INVESTMENT ADVISORS INC Service code 27 · EIN 39-1828175 | Advisory (Plan) | $28,061 |
Service code 37 · EIN 04-2647786 | Loan Processing | $15,275 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,945 | $78,422-28.7% | $95,952-41.7% | $79,858-29.9% |
| Participation rate | 85.7% | 73.5%+12.2pp | 77.1%+8.6pp | 69.6%+16.1pp |
| Annual return | 17.26% | 19.37%-2.1pp | 91.61%-74.3pp | 31.71%-14.5pp |
| Employer contribution / active EE | $736 | $1,945-62.2% | $2,541-71.0% | $2,471-70.2% |
| Participant deferral / active EE | $3,301 | $3,440-4.0% | $4,167-20.8% | $3,740-11.7% |
| Admin fee / account holder | $344 | $5,622-93.9% | $6,795-94.9% | $5,306-93.5% |