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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,457 | $146,267+17.2% | $197,124-13.0% | $82,448+108.0% |
| Participation rate | 98.2% | 84.0%+14.2pp | 86.7%+11.5pp | 68.1%+30.1pp |
| Annual return | 11.94% | 29.61%-17.7pp | 44.34%-32.4pp | 41.64%-29.7pp |
| Employer contribution / active EE | $6,902 | $4,723+46.1% | $6,227+10.8% | $2,551+170.6% |
| Participant deferral / active EE | $5,839 | $7,035-17.0% | $9,135-36.1% | $4,139+41.1% |
| Admin fee / account holder | $8,337 | $14,422-42.2% | $16,298-48.8% | $7,234+15.2% |