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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,702 | $160,070+24.8% | $147,117+35.7% | $145,897+36.9% |
| Participation rate | 81.8% | 84.0%-2.2pp | 82.2%-0.4pp | 80.3%+1.5pp |
| Annual return | 14.92% | 98.69%-83.8pp | 420.54%-405.6pp | 552.29%-537.4pp |
| Employer contribution / active EE | $2,272 | $5,285-57.0% | $4,932-53.9% | $4,663-51.3% |
| Participant deferral / active EE | $10,153 | $8,419+20.6% | $8,065+25.9% | $6,689+51.8% |
| Admin fee / account holder | $13,119 | $15,035-12.7% | $12,993+1.0% | $13,390-2.0% |