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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,834 | $80,992-74.3% | $96,534-78.4% | $75,173-72.3% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 43.96% | 27.05%+16.9pp | 25.88%+18.1pp | 160.72%-116.8pp |
| Employer contribution / active EE | $3,081 | $2,283+35.0% | $2,965+3.9% | $2,671+15.3% |
| Participant deferral / active EE | $5,205 | $3,929+32.5% | $4,851+7.3% | $4,126+26.1% |
| Admin fee / account holder | $617 | $6,717-90.8% | $8,253-92.5% | $5,651-89.1% |