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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,637 | $112,131-87.8% | $95,964-85.8% | $158,982-91.4% |
| Participation rate | 75.0% | 79.0%-4.0pp | 77.1%-2.1pp | 82.0%-7.0pp |
| Annual return | 53.22% | 171.19%-118.0pp | 91.64%-38.4pp | 302.99%-249.8pp |
| Employer contribution / active EE | $1,419 | $3,199-55.6% | $2,541-44.1% | $4,763-70.2% |
| Participant deferral / active EE | $2,437 | $4,784-49.1% | $4,167-41.5% | $5,983-59.3% |
| Admin fee / account holder | $397 | $10,136-96.1% | $6,797-94.2% | $11,252-96.5% |