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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,181 | $124,336-86.2% | $111,303-84.6% | $167,518-89.7% |
| Participation rate | 92.9% | 79.6%+13.2pp | 77.3%+15.5pp | 82.1%+10.7pp |
| Annual return | 30.88% | 37.45%-6.6pp | 54.66%-23.8pp | 478.71%-447.8pp |
| Employer contribution / active EE | $2,476 | $3,436-28.0% | $2,731-9.4% | $4,838-48.8% |
| Participant deferral / active EE | $4,341 | $5,181-16.2% | $4,487-3.3% | $6,342-31.6% |
| Admin fee / account holder | $1,092 | $10,623-89.7% | $7,966-86.3% | $12,312-91.1% |