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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,700 | $217,427-81.7% | $185,837-78.6% | $167,518-76.3% |
| Participation rate | 46.2% | 86.0%-39.9pp | 81.7%-35.6pp | 82.1%-36.0pp |
| Annual return | 23.77% | 148.39%-124.6pp | 122.08%-98.3pp | 478.71%-454.9pp |
| Employer contribution / active EE | $4,153 | $5,874-29.3% | $5,168-19.6% | $4,838-14.2% |
| Participant deferral / active EE | $5,836 | $6,357-8.2% | $5,568+4.8% | $6,342-8.0% |
| Admin fee / account holder | $12,535 | $19,816-36.7% | $16,241-22.8% | $12,312+1.8% |