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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,984 | $73,848-45.9% | $143,799-72.2% | $68,486-41.6% |
| Participation rate | 37.0% | 66.7%-29.6pp | 80.3%-43.3pp | 67.9%-30.9pp |
| Annual return | 4.16% | 0.91%+3.3pp | -0.04%+4.2pp | -7.85%+12.0pp |
| Employer contribution / active EE | $2,082 | $3,184-34.6% | $4,952-58.0% | $2,597-19.8% |
| Participant deferral / active EE | $5,060 | $3,385+49.5% | $5,638-10.3% | $4,028+25.6% |
| Admin fee / account holder | $9,307 | $5,755+61.7% | $14,677-36.6% | $5,404+72.2% |