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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,470 | $198,457-87.2% | $170,435-85.1% | $147,586-82.7% |
| Participation rate | 95.0% | 88.0%+7.0pp | 83.6%+11.4pp | 82.8%+12.2pp |
| Annual return | 31.88% | 257.30%-225.4pp | 205.94%-174.1pp | 578.59%-546.7pp |
| Employer contribution / active EE | $2,261 | $6,183-63.4% | $5,432-58.4% | $4,876-53.6% |
| Participant deferral / active EE | $7,199 | $5,629+27.9% | $4,939+45.8% | $5,439+32.4% |
| Admin fee / account holder | $9,727 | $16,852-42.3% | $13,881-29.9% | $10,886-10.6% |