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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,368 | $100,792+2.6% | $86,691+19.2% | $134,509-23.2% |
| Participation rate | 83.3% | 78.9%+4.4pp | 76.6%+6.7pp | 81.2%+2.1pp |
| Annual return | -14.47% | 29.08%-43.5pp | 35.94%-50.4pp | 418.13%-432.6pp |
| Employer contribution / active EE | $0 | $3,491-100.0% | $2,837-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $3,007 | $5,339-43.7% | $4,656-35.4% | $6,400-53.0% |
| Admin fee / account holder | $641 | $10,924-94.1% | $7,492-91.4% | $11,427-94.4% |