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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,714 | $112,121-6.6% | $95,960+9.1% | $158,966-34.1% |
| Participation rate | 71.4% | 79.0%-7.6pp | 77.1%-5.7pp | 82.0%-10.5pp |
| Annual return | 7.97% | 171.16%-163.2pp | 91.63%-83.7pp | 302.95%-295.0pp |
| Employer contribution / active EE | $0 | $3,199-100.0% | $2,541-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $4,042 | $4,784-15.5% | $4,167-3.0% | $5,983-32.4% |
| Admin fee / account holder | $40,719 | $10,135+301.8% | $6,797+499.1% | $11,250+262.0% |