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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,564 | $103,387+8.9% | $87,102+29.2% | $152,885-26.4% |
| Participation rate | 78.6% | 79.4%-0.8pp | 76.9%+1.7pp | 82.5%-3.9pp |
| Annual return | 17.49% | 28.10%-10.6pp | 28.19%-10.7pp | 345.39%-327.9pp |
| Employer contribution / active EE | $0 | $3,221-100.0% | $2,521-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $5,320 | $4,778+11.3% | $4,048+31.4% | $5,851-9.1% |
| Admin fee / account holder | $8,257 | $12,193-32.3% | $7,491+10.2% | $11,598-28.8% |