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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,855 | $112,112+27.4% | $95,956+48.9% | $158,950-10.1% |
| Participation rate | 40.0% | 79.0%-39.0pp | 77.1%-37.1pp | 82.0%-42.0pp |
| Annual return | 23.14% | 171.15%-148.0pp | 91.63%-68.5pp | 302.91%-279.8pp |
| Employer contribution / active EE | $1,694 | $3,199-47.0% | $2,541-33.3% | $4,762-64.4% |
| Participant deferral / active EE | $3,153 | $4,784-34.1% | $4,167-24.3% | $5,983-47.3% |
| Admin fee / account holder | $14,039 | $10,134+38.5% | $6,797+106.6% | $11,248+24.8% |