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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,749 | $88,707-41.7% | $74,184-30.2% | $273,972-81.1% |
| Participation rate | 42.9% | 79.4%-36.6pp | 76.6%-33.8pp | 83.0%-40.2pp |
| Annual return | 11.61% | 11.94%-0.3pp | 17.74%-6.1pp | 41.46%-29.8pp |
| Employer contribution / active EE | $1,314 | $3,159-58.4% | $2,370-44.5% | $4,869-73.0% |
| Participant deferral / active EE | $3,330 | $4,212-20.9% | $3,550-6.2% | $5,287-37.0% |
| Admin fee / account holder | $1,017 | $8,717-88.3% | $5,586-81.8% | $10,133-90.0% |