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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,511 | $92,219-18.1% | $76,766-1.6% | $135,382-44.2% |
| Participation rate | 23.5% | 79.8%-56.2pp | 77.0%-53.4pp | 82.6%-59.1pp |
| Annual return | -6.45% | 5.46%-11.9pp | 2.43%-8.9pp | 519.77%-526.2pp |
| Employer contribution / active EE | $774 | $3,216-75.9% | $2,485-68.9% | $4,779-83.8% |
| Participant deferral / active EE | $1,683 | $4,508-62.7% | $3,851-56.3% | $5,609-70.0% |
| Admin fee / account holder | $0 | $10,749-100.0% | $6,675-100.0% | $10,829-100.0% |