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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,471 | $154,193-40.0% | $130,045-28.9% | $139,466-33.7% |
| Participation rate | 90.5% | 82.0%+8.5pp | 78.5%+12.0pp | 80.3%+10.1pp |
| Annual return | 40.71% | 32.51%+8.2pp | -137.30%+178.0pp | 373.66%-333.0pp |
| Employer contribution / active EE | $4,275 | $5,292-19.2% | $4,321-1.1% | $4,754-10.1% |
| Participant deferral / active EE | $10,507 | $6,709+56.6% | $5,820+80.5% | $6,712+56.5% |
| Admin fee / account holder | $37,745 | $13,989+169.8% | $10,600+256.1% | $11,409+230.8% |