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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,914 | $142,392-33.3% | $119,622-20.7% | $134,532-29.4% |
| Participation rate | 87.0% | 82.8%+4.1pp | 79.3%+7.7pp | 81.2%+5.7pp |
| Annual return | -37.82% | -12.46%-25.4pp | -14.98%-22.8pp | 418.27%-456.1pp |
| Employer contribution / active EE | $3,191 | $5,224-38.9% | $4,232-24.6% | $4,741-32.7% |
| Participant deferral / active EE | $10,091 | $6,467+56.0% | $5,601+80.2% | $6,401+57.7% |
| Admin fee / account holder | $726 | $13,593-94.7% | $10,328-93.0% | $11,429-93.7% |