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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,749 | $152,612-30.7% | $125,192-15.5% | $152,897-30.8% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 23.50% | 54.85%-31.3pp | 43.79%-20.3pp | 345.43%-321.9pp |
| Employer contribution / active EE | $0 | $4,947-100.0% | $3,866-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $16,379 | $5,868+179.1% | $4,937+231.7% | $5,851+179.9% |
| Admin fee / account holder | $13,608 | $13,437+1.3% | $9,704+40.2% | $11,599+17.3% |