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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $652,498 | $148,623+339.0% | $135,974+379.9% | $139,466+367.9% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.3pp | 80.3%-13.7pp |
| Annual return | 29.61% | 79.30%-49.7pp | 68.30%-38.7pp | 373.66%-344.1pp |
| Employer contribution / active EE | $1,797 | $5,246-65.7% | $4,859-63.0% | $4,754-62.2% |
| Participant deferral / active EE | $10,913 | $8,103+34.7% | $7,760+40.6% | $6,712+62.6% |
| Admin fee / account holder | $60 | $12,406-99.5% | $10,767-99.4% | $11,409-99.5% |