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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $488,727 | $138,102+253.9% | $125,381+289.8% | $134,532+263.3% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -27.52% | 750.73%-778.2pp | 572.31%-599.8pp | 418.27%-445.8pp |
| Employer contribution / active EE | $1,807 | $5,245-65.6% | $4,815-62.5% | $4,741-61.9% |
| Participant deferral / active EE | $15,925 | $7,801+104.2% | $7,448+113.8% | $6,401+148.8% |
| Admin fee / account holder | $60 | $11,568-99.5% | $10,007-99.4% | $11,429-99.5% |