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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $373,015 | $157,296+137.1% | $141,191+164.2% | $152,897+144.0% |
| Participation rate | 50.0% | 84.8%-34.8pp | 82.5%-32.5pp | 82.5%-32.5pp |
| Annual return | 32.22% | 64.34%-32.1pp | 71.41%-39.2pp | 345.43%-313.2pp |
| Employer contribution / active EE | $2,628 | $5,262-50.1% | $4,736-44.5% | $4,764-44.8% |
| Participant deferral / active EE | $6,800 | $7,111-4.4% | $6,710+1.3% | $5,851+16.2% |
| Admin fee / account holder | $0 | $12,125-100.0% | $10,264-100.0% | $11,599-100.0% |