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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,583 | $217,427-51.9% | $185,837-43.7% | $167,518-37.6% |
| Participation rate | 91.7% | 86.0%+5.6pp | 81.7%+10.0pp | 82.1%+9.6pp |
| Annual return | 12.10% | 148.39%-136.3pp | 122.08%-110.0pp | 478.71%-466.6pp |
| Employer contribution / active EE | $1,544 | $5,874-73.7% | $5,168-70.1% | $4,838-68.1% |
| Participant deferral / active EE | $4,025 | $6,357-36.7% | $5,568-27.7% | $6,342-36.5% |
| Admin fee / account holder | $1,541 | $19,816-92.2% | $16,241-90.5% | $12,312-87.5% |