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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,592 | $175,231-44.3% | $149,696-34.8% | $139,466-30.0% |
| Participation rate | 93.8% | 83.4%+10.4pp | 78.8%+15.0pp | 80.3%+13.4pp |
| Annual return | 13.97% | 166.77%-152.8pp | 134.46%-120.5pp | 373.66%-359.7pp |
| Employer contribution / active EE | $2,701 | $5,478-50.7% | $4,821-44.0% | $4,754-43.2% |
| Participant deferral / active EE | $4,999 | $6,521-23.3% | $5,682-12.0% | $6,712-25.5% |
| Admin fee / account holder | $2,892 | $16,155-82.1% | $13,212-78.1% | $11,409-74.7% |