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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,985 | $183,592-34.6% | $155,574-22.9% | $145,877-17.7% |
| Participation rate | 92.9% | 82.7%+10.2pp | 78.2%+14.6pp | 80.3%+12.6pp |
| Annual return | 10.86% | 61.37%-50.5pp | 64.87%-54.0pp | 551.28%-540.4pp |
| Employer contribution / active EE | $3,782 | $5,317-28.9% | $4,676-19.1% | $4,663-18.9% |
| Participant deferral / active EE | $6,286 | $6,466-2.8% | $5,629+11.7% | $6,691-6.0% |
| Admin fee / account holder | $1,530 | $19,316-92.1% | $15,914-90.4% | $13,402-88.6% |