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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,834 | $215,361-54.1% | $171,082-42.2% | $273,972-63.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 76.7%+23.3pp | 83.0%+17.0pp |
| Annual return | 9.67% | 25.14%-15.5pp | 32.56%-22.9pp | 41.46%-31.8pp |
| Employer contribution / active EE | $7,062 | $4,967+42.2% | $4,002+76.5% | $4,869+45.0% |
| Participant deferral / active EE | $7,031 | $5,543+26.8% | $4,797+46.6% | $5,287+33.0% |
| Admin fee / account holder | $3,567 | $10,846-67.1% | $8,520-58.1% | $10,133-64.8% |