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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,784 | $228,395+12.0% | $185,861+37.6% | $158,982+60.9% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 12.83% | 40.82%-28.0pp | 35.96%-23.1pp | 302.99%-290.2pp |
| Employer contribution / active EE | $8,517 | $4,968+71.4% | $4,088+108.3% | $4,763+78.8% |
| Participant deferral / active EE | $10,281 | $6,417+60.2% | $5,634+82.5% | $5,983+71.8% |
| Admin fee / account holder | $12,089 | $11,869+1.9% | $9,503+27.2% | $11,252+7.4% |