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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,144 | $202,440-17.9% | $169,390-1.9% | $139,466+19.1% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 18.92% | 532.36%-513.4pp | 406.07%-387.2pp | 373.66%-354.7pp |
| Employer contribution / active EE | $7,661 | $4,693+63.2% | $4,013+90.9% | $4,754+61.1% |
| Participant deferral / active EE | $8,159 | $6,940+17.6% | $6,222+31.1% | $6,712+21.6% |
| Admin fee / account holder | $2,517 | $10,722-76.5% | $9,015-72.1% | $11,409-77.9% |