Retirement plan

OAKLAND-MACOMB OBSTETRICS & GYNECOLOGY, PC 401(K) PROFIT SHARING PLAN

Name: OAKLAND-MACOMB OBSTETRICS & GYNECOLOGY, PC - OAKLAND-MACOMB OBSTETRICS & GYNECOLOGY, PC 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: OAKLAND-MACOMB OBSTETRICS & GYNECOLOGY, PC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, OAKLAND-MACOMB OBSTETRICS & GYNECOLOGY, PC 401(K) PROFIT SHARING PLAN, OAKLAND-MACOMB OBSTETRICS & GYNECOLOGY, PC

OAKLAND-MACOMB OBSTETRICS & GYNECOLOGY, PCEIN 38-3526073Plan #001PY 2025

1701 SO. BOULEVARD E, SUITE 200 - ROCHESTER HILLS, MI 48307248-997-5805oaklandmacombobgyn.comLinkedIn51-200 employeesmedical practice

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$18.3M

+17.6% from 2024

Total participants

219

+9.0% from 2024

Average account balance

$86,954

+8.6% from 2024

Annual return

19.43%

+6.65 pp from 2024

Benchmarks

See 2,787 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort2,787 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$18.35M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$87K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

211

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

95.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.57M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+19.43%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$428

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
JOHN HANCOCK LIFE INSURANCE COMPANY2 years Filed as: JOHN HANCOCK Service code 13 · EIN 01-0233346	Contract Administrator	$93,277
REHMANN ROBSON1 year Filed as: REHMANN ROBSON LLC Service code 10 · EIN 38-3635706	Accounting	$20,500
EPIC RETIREMENT PLAN SERVICES1 year Filed as: DONOHUE FEIMAN RETIREMENT PLAN SRVS Service code 15 · EIN 16-1229660	Recordkeeping	$4,903
NORTHSTAR FIDUCIARY PARTNERS2 years Filed as: NORTHSTAR 3(21) INVESTMENT FIDUCIAR Service code 26 · EIN 30-0132728	Advisory (Participants)	$3,228
LPL FINANCIAL2 years Service code 26 · EIN 95-2834236	Advisory (Participants)	$0

Plan features & details

Pension benefit codes2E2J2F2G3D2A

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$90K

$499 / participant

Contract admin$90K100.0%

% of EOY assets

0.492%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: REHMANN ROBSON LLC
Auditor EIN: 383635706
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$86,954

$45,343+91.8%

$150,298-42.1%

$67,986+27.9%

Participation rate

95.6%

51.9%+43.7pp

77.8%+17.8pp

57.2%+38.4pp

Annual return

19.43%

33.28%-13.8pp

62.79%-43.4pp

31.67%-12.2pp

Employer contribution / active EE

$2,970

$1,462+103.2%

$4,154-28.5%

$2,019+47.1%

Participant deferral / active EE

$5,709

$2,055+177.8%

$5,453+4.7%

$3,358+70.0%

Admin fee / account holder

$428

$2,250-81.0%

$14,116-97.0%

$3,203-86.6%

Provider

Service type

Compensation

JOHN HANCOCK LIFE INSURANCE COMPANY2 years

Filed as: JOHN HANCOCK

Service code 13 · EIN 01-0233346

Contract Administrator

$93,277

REHMANN ROBSON1 year

Filed as: REHMANN ROBSON LLC

Service code 10 · EIN 38-3635706

Accounting

$20,500

EPIC RETIREMENT PLAN SERVICES1 year

Filed as: DONOHUE FEIMAN RETIREMENT PLAN SRVS

Service code 15 · EIN 16-1229660

Recordkeeping

$4,903

NORTHSTAR FIDUCIARY PARTNERS2 years

Filed as: NORTHSTAR 3(21) INVESTMENT FIDUCIAR

Service code 26 · EIN 30-0132728

Advisory (Participants)

$3,228

LPL FINANCIAL2 years

Service code 26 · EIN 95-2834236

Advisory (Participants)

OAKLAND-MACOMB OBSTETRICS & GYNECOLOGY, PC 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

OAKLAND-MACOMB OBSTETRICS & GYNECOLOGY, PC 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion