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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,729 | $125,797+108.1% | $170,057+53.9% | $75,177+248.1% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | 20.30% | 27.20%-6.9pp | 53.42%-33.1pp | 160.75%-140.4pp |
| Employer contribution / active EE | $14,103 | $4,616+205.5% | $6,790+107.7% | $2,671+428.0% |
| Participant deferral / active EE | $19,150 | $6,838+180.1% | $10,411+83.9% | $4,126+364.1% |
| Admin fee / account holder | $7,363 | $8,177-9.9% | $12,826-42.6% | $5,651+30.3% |