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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,021 | $94,529+132.8% | $140,019+57.1% | $64,173+242.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 87.5%+12.5pp | 69.6%+30.4pp |
| Annual return | -7.68% | 7.77%-15.5pp | 651.17%-658.9pp | 7.63%-15.3pp |
| Employer contribution / active EE | $12,228 | $3,812+220.7% | $5,605+118.1% | $2,381+413.6% |
| Participant deferral / active EE | $15,834 | $5,250+201.6% | $6,927+128.6% | $3,470+356.4% |
| Admin fee / account holder | $13,120 | $6,741+94.6% | $10,705+22.6% | $4,887+168.4% |