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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,983 | $137,414+108.1% | $189,545+50.9% | $85,851+233.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 87.8%+12.2pp | 69.3%+30.7pp |
| Annual return | 18.29% | 38.14%-19.9pp | 555.36%-537.1pp | 318.63%-300.3pp |
| Employer contribution / active EE | $12,720 | $4,344+192.8% | $6,162+106.4% | $2,565+395.8% |
| Participant deferral / active EE | $15,785 | $6,260+152.2% | $8,220+92.0% | $3,952+299.4% |
| Admin fee / account holder | $12,885 | $8,630+49.3% | $12,049+6.9% | $6,261+105.8% |