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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,345 | $110,083+89.3% | $151,645+37.4% | $68,490+204.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 87.5%+12.5pp | 67.9%+32.1pp |
| Annual return | -18.71% | -10.12%-8.6pp | 3.34%-22.0pp | -7.85%-10.9pp |
| Employer contribution / active EE | $12,670 | $4,470+183.4% | $6,165+105.5% | $2,597+387.9% |
| Participant deferral / active EE | $15,466 | $6,526+137.0% | $8,363+84.9% | $4,028+284.0% |
| Admin fee / account holder | $9,526 | $7,718+23.4% | $11,614-18.0% | $5,403+76.3% |