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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,913 | $146,267+165.9% | $197,124+97.3% | $82,448+371.7% |
| Participation rate | 98.0% | 84.0%+14.0pp | 86.7%+11.3pp | 68.1%+29.9pp |
| Annual return | 15.55% | 29.61%-14.1pp | 44.34%-28.8pp | 41.64%-26.1pp |
| Employer contribution / active EE | $12,475 | $4,723+164.1% | $6,227+100.3% | $2,551+389.0% |
| Participant deferral / active EE | $20,428 | $7,035+190.4% | $9,135+123.6% | $4,139+393.5% |
| Admin fee / account holder | $4,680 | $14,422-67.5% | $16,298-71.3% | $7,234-35.3% |