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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,116 | $117,895-53.2% | $102,460-46.2% | $145,897-62.2% |
| Participation rate | 81.8% | 78.6%+3.2pp | 76.5%+5.3pp | 80.3%+1.5pp |
| Annual return | 6.11% | 31.92%-25.8pp | 29.47%-23.4pp | 552.29%-546.2pp |
| Employer contribution / active EE | $918 | $3,619-74.6% | $3,025-69.7% | $4,663-80.3% |
| Participant deferral / active EE | $3,056 | $5,736-46.7% | $5,056-39.6% | $6,689-54.3% |
| Admin fee / account holder | $6,477 | $13,353-51.5% | $9,460-31.5% | $13,390-51.6% |