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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,908 | $100,805-42.6% | $86,698-33.2% | $134,532-57.0% |
| Participation rate | 55.6% | 79.0%-23.4pp | 76.6%-21.0pp | 81.2%-25.7pp |
| Annual return | -13.14% | 29.09%-42.2pp | 35.95%-49.1pp | 418.27%-431.4pp |
| Employer contribution / active EE | $0 | $3,490-100.0% | $2,837-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $3,610 | $5,339-32.4% | $4,656-22.5% | $6,401-43.6% |
| Admin fee / account holder | $4,875 | $10,925-55.4% | $7,493-34.9% | $11,429-57.3% |