Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,111 | $79,867-31.0% | $120,344-54.2% | $64,340-14.3% |
| Participation rate | 47.2% | 63.0%-15.8pp | 76.7%-29.5pp | 55.2%-8.1pp |
| Annual return | 18.14% | 21.10%-3.0pp | 20.30%-2.2pp | 24.14%-6.0pp |
| Employer contribution / active EE | $1,472 | $1,925-23.5% | $3,020-51.3% | $1,862-21.0% |
| Participant deferral / active EE | $2,970 | $3,593-17.3% | $5,135-42.2% | $2,980-0.4% |
| Admin fee / account holder | $1,775 | $5,039-64.8% | $12,742-86.1% | $3,703-52.0% |