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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,933 | $73,532+25.0% | $178,505-48.5% | $74,478+23.4% |
| Participation rate | 38.8% | 66.6%-27.8pp | 77.1%-38.3pp | 67.2%-28.4pp |
| Annual return | 19.26% | 17.49%+1.8pp | 27.16%-7.9pp | 1370.56%-1351.3pp |
| Employer contribution / active EE | $894 | $2,221-59.7% | $3,955-77.4% | $2,626-66.0% |
| Participant deferral / active EE | $2,031 | $4,519-55.0% | $6,280-67.7% | $4,350-53.3% |
| Admin fee / account holder | $11,782 | $1,813+550.1% | $10,428+13.0% | $1,946+505.5% |