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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,948 | $69,012+57.9% | $160,009-31.9% | $68,486+59.1% |
| Participation rate | 62.5% | 65.4%-2.9pp | 78.0%-15.5pp | 67.9%-5.4pp |
| Annual return | -17.17% | -9.65%-7.5pp | 408.85%-426.0pp | -7.85%-9.3pp |
| Employer contribution / active EE | $1,560 | $2,212-29.5% | $4,225-63.1% | $2,597-39.9% |
| Participant deferral / active EE | $5,077 | $4,212+20.5% | $6,183-17.9% | $4,028+26.0% |
| Admin fee / account holder | $21,067 | $4,798+339.0% | $8,715+141.7% | $5,404+289.9% |