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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,819 | $88,778-60.8% | $81,844-57.5% | $145,884-76.1% |
| Participation rate | 66.7% | 75.1%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 16.98% | 1033.03%-1016.1pp | 778.87%-761.9pp | 551.85%-534.9pp |
| Employer contribution / active EE | $1,702 | $3,087-44.9% | $2,916-41.6% | $4,662-63.5% |
| Participant deferral / active EE | $4,598 | $4,648-1.1% | $4,323+6.3% | $6,690-31.3% |
| Admin fee / account holder | $7,988 | $8,430-5.2% | $7,355+8.6% | $13,392-40.4% |