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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,855 | $96,691-71.2% | $86,656-67.9% | $139,487-80.0% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 25.93% | 106.87%-80.9pp | 593.09%-567.2pp | 373.84%-347.9pp |
| Employer contribution / active EE | $3,328 | $3,267+1.9% | $3,025+10.0% | $4,755-30.0% |
| Participant deferral / active EE | $8,657 | $4,838+78.9% | $4,439+95.0% | $6,713+29.0% |
| Admin fee / account holder | $1,493 | $6,414-76.7% | $5,619-73.4% | $11,407-86.9% |