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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,257 | $109,872-76.1% | $98,483-73.3% | $167,536-84.3% |
| Participation rate | 50.0% | 75.8%-25.8pp | 73.3%-23.3pp | 82.1%-32.1pp |
| Annual return | 14.98% | 1959.31%-1944.3pp | 1494.38%-1479.4pp | 478.82%-463.8pp |
| Employer contribution / active EE | $1,864 | $3,225-42.2% | $2,961-37.0% | $4,839-61.5% |
| Participant deferral / active EE | $6,891 | $4,673+47.4% | $4,276+61.1% | $6,342+8.6% |
| Admin fee / account holder | $5,115 | $6,757-24.3% | $5,953-14.1% | $12,315-58.5% |