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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,460 | $100,938-85.7% | $90,461-84.0% | $158,982-90.9% |
| Participation rate | 62.5% | 75.0%-12.5pp | 72.7%-10.2pp | 82.0%-19.5pp |
| Annual return | 17.68% | 1727.20%-1709.5pp | 1294.76%-1277.1pp | 302.99%-285.3pp |
| Employer contribution / active EE | $1,175 | $3,691-68.2% | $3,264-64.0% | $4,763-75.3% |
| Participant deferral / active EE | $3,014 | $4,350-30.7% | $3,964-24.0% | $5,983-49.6% |
| Admin fee / account holder | $2,787 | $6,510-57.2% | $5,617-50.4% | $11,252-75.2% |