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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,724 | $87,166+309.2% | $76,735+364.9% | $137,256+159.9% |
| Participation rate | 90.0% | 74.4%+15.6pp | 69.5%+20.5pp | 80.0%+10.0pp |
| Annual return | 13.97% | 26.50%-12.5pp | 29.77%-15.8pp | 220.34%-206.4pp |
| Employer contribution / active EE | $9,088 | $2,904+212.9% | $2,454+270.3% | $4,156+118.7% |
| Participant deferral / active EE | $19,090 | $4,726+303.9% | $4,088+367.0% | $6,407+198.0% |
| Admin fee / account holder | $2,980 | $8,403-64.5% | $7,189-58.5% | $12,270-75.7% |