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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,724 | $88,996+300.8% | $78,004+357.3% | $138,895+156.8% |
| Participation rate | 90.0% | 74.4%+15.6pp | 69.4%+20.6pp | 79.9%+10.1pp |
| Annual return | 13.97% | 28.03%-14.1pp | 31.07%-17.1pp | 145.39%-131.4pp |
| Employer contribution / active EE | $9,088 | $2,917+211.6% | $2,469+268.1% | $4,194+116.7% |
| Participant deferral / active EE | $19,090 | $4,724+304.1% | $4,092+366.6% | $6,396+198.5% |
| Admin fee / account holder | $2,980 | $8,807-66.2% | $7,578-60.7% | $12,562-76.3% |