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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,800 | $82,630-44.6% | $64,105-28.6% | $125,389-63.5% |
| Participation rate | 47.8% | 75.9%-28.0pp | 68.2%-20.3pp | 83.2%-35.4pp |
| Annual return | -2.51% | 1489.72%-1492.2pp | 791.24%-793.8pp | 282.24%-284.7pp |
| Employer contribution / active EE | $1,407 | $2,671-47.3% | $1,820-22.7% | $4,866-71.1% |
| Participant deferral / active EE | $3,854 | $3,608+6.8% | $2,822+36.6% | $5,352-28.0% |
| Admin fee / account holder | $3,732 | $6,382-41.5% | $4,499-17.1% | $9,541-60.9% |