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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,517 | $95,917-12.9% | $79,583+4.9% | $134,545-37.9% |
| Participation rate | 50.0% | 75.0%-25.0pp | 69.5%-19.5pp | 81.2%-31.2pp |
| Annual return | -17.79% | -2.70%-15.1pp | 0.16%-17.9pp | 418.37%-436.2pp |
| Employer contribution / active EE | $1,336 | $3,129-57.3% | $2,414-44.6% | $4,742-71.8% |
| Participant deferral / active EE | $5,615 | $4,694+19.6% | $3,986+40.9% | $6,401-12.3% |
| Admin fee / account holder | $7,406 | $9,132-18.9% | $6,835+8.4% | $11,431-35.2% |